Foreclosure Defense Sacramento Residents Trust
Many homeowners in Sacramento experience financial crises that put their homeownership in jeopardy. At the Davalos Law Firm, we understand how overwhelming it is to experience the threat of foreclosure from your mortgage lender. Our experienced foreclosure attorneys in Sacramento can help.
Foreclosure begins when a homeowner misses their mortgage payments. However, it’s important to know that you have options that can help you to protect your home from foreclosure.
Protections Under State and Federal Law
Under the State of California, your homeowner rights are protected and you can take steps to stop legal proceedings if you’ve received notices of foreclosure from your bank or mortgage lender. Banks and mortgage lenders are under regulations that ensure they follow the required legal process for foreclosure.
Attorney Brian Davalos is the foreclosure attorney Sacramento homeowners can trust to determine their next steps in the foreclosure process. Whether you’ve just received a notice of default or a notice of a trustee sale, you have options.
Filing Chapter 13 Bankruptcy
In the event that bankruptcy is your best option, you may be able to stop the foreclosure sale of your home by filing Chapter 13 Bankruptcy. Chapter 13 Bankruptcy places an automatic stay on all collections until your court case’s validity is determined.
The Davalos Law Firm can help you during this trying time to navigate the bankruptcy process. Sacramento homeowners filing for bankruptcy can reaffirm their intent to continue paying their monthly mortgage payment while reducing additional debt such as medical debt and credit card debt.
If you’re experiencing issues with your mortgage lender and facing the threat of foreclosure due to missed payments, it’s in your best interest to contact a foreclosure attorney Sacramento homeowners trust. To schedule a consultation with the law offices of the Davalos Law Firm, contact us today.